Insurance and Payments

At Claremore Eye Associates, our mission is to empower your best sight and best life through comprehensive care. We accept several types of vision and medical insurance, cash, checks, most credit cards, and financing through Care Credit. We know determining insurance co-pays and other financial responsibilities can be confusing, and we’re here to help! We are also pleased to accommodate those without insurance and offer multiple payment options. We inform our patients about exam and treatment costs at the beginning of your appointment. If you require a breakdown of costs, please let us know.

The eye care professional is unique and different from almost any other health profession, in that we utilize two different types of coverage: vision care plans and health insurance plans. They are actually two completely different types of coverage and each covers vastly different types of eye exams, procedures, and products.

Vision care plans cover exams to determine vision status of healthy eyes, in the absence of any medical problems or health-related symptoms. Vision exams are billed to your vision care plan and additional copays or deductibles may apply such a contact lens fitting and evaluation. During your visit, if the doctor determines that your visit is for a health-related reason, presenting problem, symptom, or complaint, the care that is provided is considered medical in nature and will be appropriately billed to your health insurance, and additional copays or deductibles may apply. Plus, if at any time you would need emergency eye care, we like to have the medical insurance information already on file, as that is usually the last thing that you’ll want to deal with during an emergency visit. Most importantly, know that your eye health is our number one priority, and please feel free to ask any questions that you may have.

Vision Insurance

The knowledgeable staff at Claremore Eye Associates is experienced in working with vision care plans. We will work directly with you and your vision insurer to submit claims regarding your vision care. We strive to ensure that you understand your vision coverage and will answer any questions you may have regarding your benefits. Many current vision plans are designed to cover a portion of the basic vision-related costs, but not all costs associated with eye care. Most plans often require a co-payment for an office appointment as well as additional costs that are covered by the patient. If our office is not in-network with your plan, we are happy to help you file an out of network claim.

Contact our office to find out if our doctors are in-network with your vision care plan, or for more information about your vision coverage.

Vision Insurance

• Vision Care Direct (VCD)

• Vision Service Plan (VSP)

• MetLife Vision

• Primary Vision Care Services (PVCS)

Medical Insurance

• Aetna

• Blue Cross Blue Shield

• Cigna

• Community Care

• Global

• Health Choice

• Humana

• Medicare

• Tricare

• United Healthcare/AARP

• UMR

Flexible Spending Accounts

Many employers are offering a Flexible Spending Account (FSA) options to employees. Sometimes these are referred to as cafeteria plans and are elective, supplemental insurance savings plans. These plans are designed to let you save money in an account, pre-tax, to pay for additional medical expenses such as eye exams, glasses, contacts, ortho-K, and often laser vision surgery. Check with the benefits administrator at your work to see if you are eligible for this program. FSAs can typically be used in conjunction with any vision insurance plan to offset any out-of-pocket costs on your behalf. We are happy to provide any needed receipts or documents your FSA plan may require.

Other Payment Options

Our optometry staff understands that cost is a concern when evaluating vision care providers. We do not want cost to be an obstacle to maintaining optimum eye health and vision. We accept various forms of payment and are able to discuss financing options with you prior to any examination. At Claremore Eye Associates, we also accept cash, check, major credit cards, and interest-free financing through Care Credit. Call 918-233-3319 to schedule your eye exam today.